Working In Retirement Can Slash Social Security Benefits — Here Is What You Need To Know

Millions of Americans are choosing to work during retirement, driven by longer lifespans, vanishing pensions, and shrinking savings accounts. Social Security’s retirement trust fund is now expected to become insolvent in 2032, one year sooner than program trustees forecast in 2025, adding urgency to retirement planning decisions. A rule called the Retirement Earnings Test, or…

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High Earners Reveal Why Delaying Social Security Until 70 Can Deliver a Bigger Tax Advantage

Last year, a reader wrote in responding to a prior column about whether Americans should claim Social Security early, citing widespread concerns about the program’s long-term solvency. The reader referenced multiple reports suggesting Social Security could run out of money by 2032, a timeline that has prompted many Americans to consider claiming benefits as soon…

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